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There’s just a few steps to take to check that an instalment plan’s for you.

First up, you’ll need to be a Virgin Money or Virgin Atlantic Credit Card holder. You’ll also need to have our Virgin Money Credit Card app. Our app is the easy way to run your instalment plan.

There are a few other things to keep in mind:
• Each purchase you make must be at least £250 and have been posted to your account in the last 30 days.
• You’ll need to have available credit on your account. You must have at least 5% of your credit limit available to ensure you can cover the costs of the monthly fee.
• You can’t have a cash balance or take cash out on your credit card account. If this is something you’re planning then you might want to reconsider creating an instalment plan.
• Instalment plans aren’t available if you have a 0% promotional offer on your account.

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