If you are having difficulty making the additional payments for your instalment plan, you can cancel your instalment plan. The outstanding balance would move onto your standard credit card balance, where you will be charged interest. You won’t be able to move any transactions from a cancelled plan into a new instalment plan.
You will see your monthly minimum payment increase after your plan is cancelled due to the way the minimum payment calculation works. It’s always recommended to pay more than your minimum payment if you can. If you are struggling to do that, you can find some help on our website.