Any additional payment over your monthly minimum payment will go towards that month's instalment plan payment. The amount you’ve missed will be added onto your standard credit card balance and you will have to pay interest on it.
If you don’t make any full Requested Payment then we will count that as a missed instalment plan payment. If that happens, the outstanding amount of the plan will move to your standard credit card balance and interest will apply. You won’t be able to move any transactions from a cancelled plan into a new instalment plan.
You will see your monthly minimum payment increase after your plan is cancelled due to the way the minimum payment calculation works. It’s always recommended to pay more than your minimum payment if you can. If you are struggling to do that, you can find some help on our website.