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Contactless payments let you pay for items of up to £100 or less without having to key in your PIN, making shopping for everyday items so much simpler.

Just look out for the contactless symbol when making a payment. You’ll need to carry out your first transaction using your PIN. After that, you can pay quickly and securely for purchases up to £45 using contactless. Just tap and pay.

Every now and then you will be asked to confirm your identity, by completing a transaction using your PIN.