Here’s an overview of the credit card services we offer and how they’re running at the moment. We’ll keep you updated on here if we have any work planned on our services.
If your Clydesdale, Yorkshire Bank or B credit card has had a Virgin Money makover, you can keep using your existing credit card.
When your existing card is due to expire, we will send you a new Virgin Money Credit Card. There’s no need to worry if your existing card is not due to expire soon, you can continue to use it until it does.
Mobile App
• To register for the app, you need your Virgin Money, Clydesdale or Yorkshire Bank credit card number. You can find this on your existing credit card or a recent statement. For help registering, check out our quick video
• If you’ve tried to register a few times but the registration hasn't worked, or if you’ve received a text from us about updating your data, please go to this form so we can check with have the right information for you
• If you are already registered but the app has stopped working, check out this guide to get back up and running
• We also have a number of other helpful guides to show you how to use our app
Other ways to manage your account
If you haven't got the Virgin Money Credit Card app, you can still manage your account using the following:
• Use our text for info service; just text BAL, TRAN, BILL plus the last 4 digits of your card to 88300 (eg: BAL 1234)
• If you need to make a payment, you can transfer money from your bank account. Use sort code 40-64-25, bank account number 41320424 and quote your 16 digit credit card number as the reference
• To order a replacement card, close your account or request a PIN reminder, you can use our online forms
If your Clydesdale or Yorkshire Bank credit card recently had a makeover and you need to pay your card from your Virgin Money Banking app, here’s what you need to do:
• Select ‘Add new payee’
• New payment contact select ‘Person’
• Type ‘Payee name’ as Virgin Money Credit Card
• Sort code: 40-64-25
• Account number: 41320424
• Reference: Your 16-digit Clydesdale or Yorkshire Bank credit card number
Online Forms
All of our credit card online forms are working as expected and requests are processed within 2 working days
Contact Centre
All of our phone lines are working. At busy times it can take up to 1 hour to connect to a colleague
Applications
• You will receive an email after you have applied for a credit card, this will tell you your next steps
• If your credit card application was referred, you should hear from us within 5 business days from the day you submitted your application on any decision
• If you’ve asked us to revisit our decision on your application, credit limit or reissue decline, you will hear from us within 30 days of your request
Card Delivery
Any cards ordered will typically arrive 7-10 business days after the order request
Balance Transfers and Money Transfers
Balance and Money Transfer requests are typically processed within 48 hours, after all checks are completed
Payments
• Payments made by faster payment bank transfer take up to 2 hours to show up on your account (They will always show in your transaction list and update your balance)
• Payments made in the app will be visible on the transaction list within 30 minutes and will be reflected in the balance
(These payments will be posted the following working day, so occasionally they may not appear on your statement if your payment was made the day before the statement is created)